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Compliance · FraudShield™

SaccoCore FraudShield™

Detects members pretending to offer loans, mule accounts, guarantor rings, duplicate collateral and more. Every alert is scored, linked and auditable.

Open alerts
12
-15%
Escalated
4
With compliance
Blocked funds
KES 2.4M
Last 30 days
Confirmed fraud (YTD)
7 cases
-42%vs LY

Live alerts

Highest score first

Investigation

FS-01988

Mule Account Pattern
Anthony Mwangi Kimani · 4 linked entities
Critical Risk
Reason for flag

Newly reactivated dormant account received KES 480K then 6 rapid withdrawals in 22 minutes.

Linked entities
  • Shared phone number2 accounts
  • Shared device fingerprint3 accounts
  • Shared guarantor1 loan
  • Common beneficiary4 transfers
Recent transactions
  • TX-8821-KES 120,000
  • TX-8820-KES 90,000
  • TX-8819+KES 480,000

Detection categories

12 SACCO-specific fraud vectors monitored continuously

Active
Fake Loan Offer Scam
Active
Mule Account Pattern
Active
Guarantor Ring
Active
Duplicate Collateral
Active
SIM Swap + Loan Request
Active
Salami Slicing
Active
Dormant Reactivation
Active
Rapid Withdrawal
Active
Linked Identities
Active
Suspicious Beneficiaries
Active
Fake Employer
Active
Fake Documents