S
6
Administration

Settings

Configure the SACCO, products, workflows, integrations and security controls.

SACCO

  • SACCO profile
    Legal name, license, logo, colours
    Manage
  • Branches
    6 branches · manage locations & tellers
    Manage
  • Users & roles
    42 staff · 11 roles · maker-checker matrices
    Manage

Products

  • Loan products
    10 products · interest, fees, term, guarantors
    Manage
  • Savings products
    6 products · minimums, penalties, dormancy
    Manage
  • Shares & dividends
    Nominal value, transfer rules, dividend policy
    Manage

Approvals & Workflows

  • Approval workflows
    Maker-checker for loans, disbursements, closures
    Manage
  • Collateral rules
    LTV caps, valuation, discharge, repossession
    Manage
  • Credit scoring rules
    Factors, weights, bands (version-controlled)
    Manage
  • Fraud rules
    12 detection categories · velocity, links, mules
    Manage

Integrations

  • M-Pesa (Daraja)
    PayBill 809011 · Sandbox
    Manage
  • SMS gateway
    Africa's Talking · Live
    Manage
  • Email SMTP
    SendGrid · Live
    Manage
  • WhatsApp Business
    Planned
    Manage

Security

  • Password policy
    12+ chars · 90-day rotation · MFA required
    Manage
  • Two-factor auth
    TOTP + SMS backup
    Manage
  • Alerts & audit
    Sensitive actions require dual approval
    Manage