Member Operations
Member 360
Complete relationship view — the SACCO officer's single source of truth.
MW
Mary Wanjiku Kamau
ActiveKYC VerifiedLow RiskUT-084521 ID 21182110 +254 722 481 220 mary.kamau@utsacco.co.ke Nairobi HQ
Employer
County Government
Payroll No.
TSC-4000210
Next of kin
Grace Kamau · Sibling
Joined
2013 · 13 yrs
SaccoScore AI™
812
/ 1000
Low RiskRecommended limit KES 2,688,400
Savings balance
KES 842,000
+5%
Share capital
KES 215,500
+1.8%
Active loans
KES 620,000
1 loan · Asset Finance
Guarantees given
KES 151,560
2 active · KES 690,440 capacity left
Savings growth
Rolling 12 months (KES 000s)
SaccoScore AI breakdown
Deterministic · rules-based · auditable
- Deposit consistency168/180
- Savings growth (12m)108/120
- Loan repayment history172/200
- Debt service ratio118/150
- Guarantor strength62/80
- Collateral coverage90/100
Repayment behaviour
Due vs paid — last 12 months
Recommended next action
AI-generated · pending officer approval
AI Recommendation
Pre-approve Asset Finance top-up up to KES 2,688,400 at 13% p.a. for 36 months.
Reasons: stable County payroll, 72% on-time repayment, savings up 5% YoY, guarantor capacity healthy.