Member Operations
Member 360
Complete relationship view — the SACCO officer's single source of truth.
AM
Anthony Mwangi Kimani
High RiskKYC VerifiedCritical RiskUT-084530 ID 28629403 +254 722 011 481 anthony.kimani@utsacco.co.ke Nairobi HQ
Employer
Kenya Power
Payroll No.
TSC-4001533
Next of kin
Peter Kimani · Parent
Joined
2012 · 14 yrs
SaccoScore AI™
288
/ 1000
Critical RiskRecommended limit KES 129,600
Savings balance
KES 24,000
+14%
Share capital
KES 56,000
+1.8%
Active loans
KES 720,000
1 loan · Emergency
Guarantees given
KES 4,320
3 active · KES 19,680 capacity left
Savings growth
Rolling 12 months (KES 000s)
SaccoScore AI breakdown
Deterministic · rules-based · auditable
- Deposit consistency168/180
- Savings growth (12m)108/120
- Loan repayment history172/200
- Debt service ratio118/150
- Guarantor strength62/80
- Collateral coverage90/100
Repayment behaviour
Due vs paid — last 12 months
Recommended next action
AI-generated · pending officer approval
AI Recommendation
Hold new disbursement — remediate arrears and refresh KYC before extending further credit to Anthony.
Reasons: SaccoScore 288 (Critical), repayment inconsistency in last 12m, guarantor capacity tight.