Member Operations
Member 360
Complete relationship view — the SACCO officer's single source of truth.
FC
Faith Chebet Kiprono
ActiveKYC VerifiedLow RiskUT-084523 ID 22837064 +254 711 902 004 faith.kiprono@utsacco.co.ke Eldoret
Employer
Safaricom PLC
Payroll No.
TSC-4000504
Next of kin
Faith Kiprono · Child
Joined
2015 · 11 yrs
SaccoScore AI™
902
/ 1000
Low RiskRecommended limit KES 3,915,400
Savings balance
KES 1,245,000
+7%
Share capital
KES 326,250
+1.8%
Active loans
—
No active loans
Guarantees given
KES 224,100
4 active · KES 1,020,900 capacity left
Savings growth
Rolling 12 months (KES 000s)
SaccoScore AI breakdown
Deterministic · rules-based · auditable
- Deposit consistency168/180
- Savings growth (12m)108/120
- Loan repayment history172/200
- Debt service ratio118/150
- Guarantor strength62/80
- Collateral coverage90/100
Repayment behaviour
Due vs paid — last 12 months
Recommended next action
AI-generated · pending officer approval
AI Recommendation
Pre-approve Emergency top-up up to KES 3,915,400 at 13% p.a. for 36 months.
Reasons: stable Safaricom payroll, 72% on-time repayment, savings up 7% YoY, guarantor capacity healthy.